A Better Way To
Manage Your Money

Spend wisely and confidently while achieving your financial goals. Track all your financial accounts, transactions, and investments in one app.

Ploutos Budget web and mobile app.
Track All Your Accounts

Start by adding all your spending and saving accounts into Ploutos Budget.

Create Goals

Set a monthly goal for how much you want to add to each category.

Fund Categories

Distribute all the money currently in your accounts among your categories.

Spend With Confidence

Your categories will indicate how much money you have remaining to spend.

Your Path To Financial Freedom

Ploutos Budget mobile app displaying all of a users accounts.

All your accounts in one place

Keep track of all your financial accounts, including spending, savings, loans, and investments. Ploutos Budget provides a comprehensive view of your financial status at a glance. It enables you to monitor your spending habits, manage your loans effectively, and keep an eye on your investments. By having all these details in one place, it’s easier to plan, budget, and work towards your financial goals. This holistic approach to personal finance management empowers you to take control of your finances.

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Custom Categories

Create custom categories tailored to your unique lifestyle. These categories can include anything from groceries, utilities, entertainment, and personal care, to specialized categories like pet supplies or gardening expenses. By personalizing your budget categories, you can gain a better understanding of your spending habits and identify areas where you can save more. Ploutos Budget encourages you to allocate the existing money you have to these categories, promoting proactive budget management and ensuring you live within your means. It’s a practical and personalized way to manage your finances.

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Budget categories on the web and mobile app.
Sinking Funds

Sinking Funds

Ploutos Budget allows users to allocate money to different categories each month to establish a ‘sinking fund’. This can be used for larger, predictable expenses like an annual auto insurance payment, helping to spread the cost over the year and avoid a large one-time impact on your budget.

Alternatively, it can also be used for smaller, more variable expenses that can occur at any time. By setting aside a little money each month in a dedicated category, you’re prepared for these unexpected costs without them causing a significant disruption to your financial plan.

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Link Accounts

Ploutos Budget gives you the option to link directly to your financial accounts. With this feature, you no longer need to manually input every transaction you make. Once your accounts are linked, every time you spend money, the transaction details are automatically pulled in, leaving you to just categorize the transaction. This not only saves you time but also ensures that every transaction is recorded accurately, leaving no room for errors or omissions.

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Link accounts in Ploutos Budget to your financial institutions.
Track investments on Ploutos Budget web and mobile application.


Ploutos Budget helps you achieve your long-term financial goals by providing a comprehensive overview of all your investment accounts. You’ll be able to view a detailed breakdown of your portfolio, including the different assets you’ve invested in and their current performance.

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Debt Tracking

Ploutos Budget gives you the ability to track your debt within your budget. This integrated approach allows you to gain a comprehensive view of your financial health. By inputting all your loans and credit card balances, the app visually represents your debt in relation to your income and other expenses. This not only gives you a complete overview of your finances but also enables you to see how your debt decreases over time as you stick to your budget.

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Track loans and other debt.
Track your net worth with the Ploutos Budget app.

Net Worth

Ploutos Budget gives you a comprehensive view of your personal finances with detailed reports. These reports are designed to help you understand your financial performance over time. They track your income, expenses, savings, and investments, offering insights into your spending habits and savings patterns. With these reports, you can easily see where your money is going and identify areas for improvement. It’s like having a personal financial advisor right in your pocket, helping you make informed decisions and work towards your financial goals.

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Recurring Transactions

Ploutos Budget ensures you only pay for what you truly need. It provides insights into your bills, subscriptions, and other recurring transactions. You can review your regular costs and identify any unnecessary expenditures. A beautiful calendar view keeps you updated about upcoming payments, giving you the opportunity to cancel or modify any service before you get charged. This proactive approach empowers you to take control of your finances and prevent unwanted expenses.

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See recurring transactions and other bills in a beautiful calendar view on the web and mobile app.
Search and filter your entire transaction history in Ploutos Budget across all of your accounts.

Transaction History

A powerful tool within Ploutos Budget, allowing you to effortlessly view all your past transactions across all your financial accounts in one consolidated location.

Thanks to robust search and filter capabilities, you’ll never lose a transaction again. This allows you to quickly locate specific transactions and avoid the need to log into multiple banking sites. It also provides an option to export your transactions to a CSV file. This means you can take your data outside of the app for further analysis, or to build your own custom reports. Whether you’re looking to get more granular with your personal budgeting, or need to generate financial reports for business purposes, this feature supports your needs.

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Ploutos Budget cover photo.

Manage your money better.

Start your journey towards financial freedom with Ploutos Budget. We aim to empower you to understand your finances, create a realistic budget, and make informed decisions. Sign up for Ploutos Budget today and watch your wealth grow with a one-month free trial!